Finance That Works the Way Your Business Does
Whether you need funds for stock, equipment, staffing, or simply a working capital cushion, Funding4urbusiness offers a transparent, supportive lending experience with:
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No hidden fees
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No complicated terms
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Just practical finance — when and how you need it.
Simple Loans & Payment Solutions for your Businesses.
Sign Up today
SERVICES
Quick, Simple
Access to Funding
Time is money, and we respect both. Our 100% online application is built for speed — no mountains of paperwork, no waiting weeks for a response. We approve most applications within hours, so you can focus on what matters: running your business.
No APR. No Hidden Fees. Just One Fixed Cost.
We don’t believe in confusing interest rates or surprise charges. You’ll know exactly what you're paying from the start. Our funding model uses a single, fixed fee, giving you full cost transparency from day one.
Flexible Repayments
Based on Card Sales
Repayments adapt to your business activity. When you’re earning more, you repay more. When it’s quiet, you repay less. This keeps your cash flow stable and your stress levels low — because your loan should work for you, not against you.
Support That Goes Beyond the Loan
We offer more than funding. You’ll get access to practical business tools, expert guidance, and our team’s real-world insights. From 1-on-1 consultations to repeat funding as you grow, we’re with you for the long haul.
Modern Dojo Card Machines to Keep You Paid
We equip you with fast, reliable card payment solutions — including mobile-friendly, tap-to-pay terminals. Next-day payouts and real-time sales insights help you stay in control and look professional while you’re at it.
Built
for the Underserved
If you’ve been turned down by traditional lenders, you’re not alone. We work with tradespeople, freelancers, retailers, mobile businesses, and startups across the UK — including those with less-than-perfect credit. We see your potential, not just your paperwork.
Fast Business Funding. Smart Payments. Zero Red Tape.
Funding built for UK micro-businesses — apply in minutes, get paid in hours.
Apply Online
Getting started with Funding4UrBusiness is simple, fast, and designed with real business owners in mind. Our application process is 100% online and takes just a few minutes to complete — no paperwork, no in-person meetings, and no unnecessary hurdles. You’ll only need to provide a few basic details about your business, such as when you started trading and your recent turnover. We’ve streamlined every step so that even first-time applicants can complete it without stress or confusion.
Get Approved Fast
Once your application is submitted, our team quickly reviews the information to assess your eligibility. We don’t rely on harsh credit checks — instead, we take a flexible, real-world approach that looks at your business activity and potential. If you qualify, you’ll receive a funding decision within hours, not days. From there, you’re in control — you can choose how much funding to draw, and we’ll transfer it to your account rapidly, often on the same day.
Repay As You Earn
With Funding4UrBusiness, there’s no pressure from fixed monthly repayments. Instead, we align repayment with your business performance. We’ll agree on a small percentage of your daily card sales to be automatically used toward repayment, meaning you pay more when business is busy and less when it’s not. There are no APRs, no hidden fees, and you’re free to repay early at no extra cost. It’s a repayment model that works with you — not against you — so you can grow your business without worrying about rigid loan terms.
How it works
At Funding4UrBusiness, we’re not just a finance provider — we’re your partner in growth. We’ve built our services around the real needs of UK micro and small business owners. Whether you’re running a shop on the high street or trading from your van, here’s why more entrepreneurs are choosing us every day:
Backed by Us.
Powered by You.
Small Business? Big Dreams?
Let’s Fund That.
FAQ
Your questions, answered