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Privacy Policy

A legal disclaimer

The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice. While we aim to keep all information up-to-date and accurate, Funding4urbusiness.com makes no guarantees of any kind regarding the completeness, accuracy, reliability, or suitability of any content.

All funding is subject to status, credit checks, and approval. Terms and conditions apply. The final decision to offer finance lies with the lender. Funding4urbusiness.com does not offer financial advice and acts as a facilitator to connect businesses with suitable lenders.

We recommend that you seek independent legal and financial advice before entering into any financial agreement.

Privacy Policy

Last updated: [08/08/2025]

Funding4URBusiness (“we”, “our”, “us”) is committed to protecting and respecting your privacy. This policy explains how we collect, use, store, and safeguard your personal data when you visit our website, use our services, or communicate with us.

By using our website and services, you agree to the terms of this Privacy Policy.

1) Information We Collect

a) Information you provide directly:

  • Name

  • Business name

  • Contact details (email address, phone number, postal address)

  • Financial information relevant to funding applications

  • Business turnover and card sales figures

  • Identification documents where required by law

b) Information collected automatically:

  • IP address

  • Browser type and version

  • Device type and operating system

  • Pages you visit on our site and time spent

  • Referral URLs

c) Information from third parties:
We may receive information from trusted partners, such as payment processors, credit reference agencies, or lenders, where necessary for your application.

2. How We Use Your Information

We use your personal data for the following purposes:

  • To process and assess your funding application

  • To communicate with you about your application or our services

  • To connect you with suitable lenders or financial partners

  • To comply with legal and regulatory obligations

  • To improve our website, services, and user experience

  • To send you relevant marketing communications (where you have consented or where permitted by law)

3. Legal Basis for Processing

We process your personal data under the following lawful bases:

  • Contract – to provide our services and fulfil our agreement with you.

  • Legal obligation – to comply with financial regulations and anti-fraud measures.

  • Consent – where you have opted-in to marketing or specific data uses.

  • Legitimate interests – to improve our services and communicate relevant offers.

4. Sharing Your Information

We will never sell your data. We may share your personal data with:

  • Lenders and funding partners relevant to your application

  • Payment service providers (e.g., Dojo) for payment solution setup

  • Credit reference agencies (for soft credit checks)

  • Professional advisers (e.g., legal or accounting services)

  • Regulatory bodies where legally required

All third parties we work with are required to respect your privacy and comply with data protection laws.

5. International Data Transfers

If your data is transferred outside the UK or European Economic Area (EEA), we ensure it is protected with appropriate safeguards, such as standard contractual clauses approved by the ICO or European Commission

6. Data Retention

We retain your personal data only as long as necessary:

  • For active customer relationships, data is retained for the duration of the service plus 6 years (for legal and tax purposes).

  • For prospective customers who do not proceed, data is retained for no more than 12 months.

7. Your Rights Under Data Protection Law

Under UK GDPR, you have the following rights:

  • Right to access your personal data

  • Right to rectification of inaccurate or incomplete data

  • Right to erasure (“right to be forgotten”)

  • Right to restrict processing

  • Right to data portability

  • Right to object to certain processing (including direct marketing)

  • Right to withdraw consent at any time

To exercise your rights, contact us at:
📧 sales@funding4urbusiness.com

8. Cookies

We use cookies to improve site performance and your browsing experience. These may include:

  • Essential cookies – required for site functionality

  • Analytics cookies – to track visitor behaviour and improve our site

  • Marketing cookies – to deliver relevant advertising

You can manage cookie preferences through your browser settings.

9. Data Security

We implement appropriate technical and organisational measures to protect your personal data, including:

  • Secure server hosting

  • Encryption of sensitive data in transit

  • Access controls and staff training

  • Regular system monitoring

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices, and we encourage you to read their privacy policies.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised “last updated” date.

12. Contact Us

If you have questions about this Privacy Policy or how we handle your data, please contact us:
📧 sales@funding4urbusiness.com

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